2016 Jeep Wrangler Unlimited Rubicon Hard Rock
- MSRP $20,000
- Documentation Fee $387
- Starting Price $20,000
- Down Payment $2,000
- MSRP $20,000
- Documentation Fee $387
- Starting Price $20,000
- Down Payment $2,000
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- SVG Motors Beavercreek
-
3415 Seajay Dr
Beavercreek, OH 45430
- Sales: 937-468-4479
- Service: 937-468-4455
Vehicle Information
-
Body Style Sport Utility -
Exterior Color Granite Crystal Metallic Clearcoat
-
Interior Color Black
-
Mileage 110,396
-
City/Highway 16/21 MPG -
Engine Pentastar 3.6L V-6 DOHC, variable valve control, regular unleaded, engine with 285HP -
Transmission manual -
Fuel Type Regular unleaded
Highlighted Features
- Bluetooth®
- 4WD/AWD
- Aux Input
- Heated Seats
- Keyless Entry
- Leather Seats
- Emergency Brake Assist
- Sunroof/Moonroof
- Navigation System
- Satellite Radio
- Tow Hitch/Tow Package
- Automatic Climate Control
- Entertainment System
- Cruise Control
Dealer Comments
All Features
- Connectivity Group -inc: Vehicle Information Center, Remote USB Port, Uconnect Voice Command w/Bluetooth®, Tire Pressure Monitoring Display
- 4.10 Rear Axle Ratio
- Performance Suspension
- GVWR: 5,700 lbs
- 50 State Emissions
- Manual Transfer Case
- Part-Time Four-Wheel Drive
- Driver Selectable Front Locking Differential
- Driver Selectable Rear Locking Differential
- 600CCA Maintenance-Free Battery
- 160 Amp Alternator
- Towing Equipment -inc: Trailer Sway Control
- 892# Maximum Payload
- HD Gas-Pressurized Shock Absorbers
- Front And Rear Anti-Roll Bars
- Hydraulic Power-Assist Steering
- 22.5 Gal. Fuel Tank
- Single Stainless Steel Exhaust
- Auto Locking Hubs
- Leading Link Front Suspension w/Coil Springs
- Solid Axle Rear Suspension w/Coil Springs
- 4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist and Hill Hold Control
- Brake Actuated Limited Slip Differential
- Wheels: 17" x 7.5" Polished Semi-Gloss Black
- Tires: LT255/75R17C BSW Off Road
- Aluminum Spare Wheel
- Full-Size Spare Tire Mounted Outside Rear
- Premium Black Sunrider Soft Top
- Sunrider Soft Top
- Black Fender Flares
- Black Side Windows Trim
- Black Door Handles
- Black Power Heated Side Mirrors w/Manual Folding
- Removable Rear Window
- Deep Tinted Glass
- Variable Intermittent Wipers
- Fully Galvanized Steel Panels
- Convertible w/Fixed Roll-Over Protection
- Body-Colored Grille
- Swing-Out Rear Cargo Access
- Tailgate/Rear Door Lock Included w/Power Door Locks
- Auto On/Off Reflector Halogen Headlamps
- Front Fog Lamps
- Jeep Trail Rated Kit
- Radio: 130
- Radio w/Seek-Scan, In-Dash Mounted Single CD, MP3 Player, Clock, Steering Wheel Controls and Radio Data System
- Fixed Antenna
- 9 Speakers
- Streaming Audio
- Audio Jack Input for Mobile Devices
- Alpine 9-Speaker w/All Weather Subwoofer -inc: Amplified 552W 9 speaker, including subwoofer
- 1 LCD Monitor In The Front
- 6-Way Driver Seat -inc: Manual Recline, Height Adjustment and Fore/Aft Movement
- 4-Way Passenger Seat -inc: Manual Recline and Fore/Aft Movement
- 60-40 Folding Split-Bench Front Facing Fold Forward Seatback Rear Seat
- Manual Tilt Steering Column
- Power Rear Windows and Removable 3rd Row Windows
- Leather Wrapped Steering Wheel
- Front Cupholder
- Rear Cupholder
- 2 12V DC Power Outlets
- Compass
- Remote Keyless Entry w/Integrated Key Transmitter, Illuminated Entry and Panic Button
- Cruise Control w/Steering Wheel Controls
- Manual Air Conditioning
- Locking Glove Box
- Interior Trim -inc: Deluxe Sound Insulation and Metal-Look Instrument Panel Insert
- Day-Night Auto-Dimming Rearview Mirror
- Driver And Passenger Visor Vanity Mirrors
- Full Floor Console w/Locking Storage, 2 12V DC Power Outlets and 1 Interior 120V AC Power Outlet
- Front Map Lights
- Fade-To-Off Interior Lighting
- Carpet Floor Trim, Carpet And Rubber Mat
- Full Carpet Floor Covering
- MOPAR Slush Mats
- Locking Cargo Area Concealed Storage
- Instrument Panel Bin, Dashboard Storage, Driver And Passenger Door Bins
- Power 1st Row Windows w/Driver And Passenger 1-Touch Down
- Delayed Accessory Power
- Power Door Locks w/Autolock Feature
- Trip Computer
- Outside Temp Gauge
- Analog Appearance
- Manual Adjustable Front Head Restraints and Fixed Rear Head Restraints
- Front Center Armrest w/Storage
- 2 Seatback Storage Pockets
- Perimeter Alarm
- Sentry Key Immobilizer
- 2 12V DC Power Outlets and 1 Interior 120V AC Power Outlet
- Electronic Stability Control (ESC) And Roll Stability Control (RSC)
- ABS Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Front Airbags
- Airbag Occupancy Sensor
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
ENGINE: 3.6L V6 24V VVT
- (STD)
- 3.6L V6 24V VVT Engine
- 4.10 Rear Axle Ratio
- 5,700 lbs GVWR
- 50 State Emissions
- 6-Speed Manual Transmission
- Black
- Driver Height Adjuster Seat
- Freedom Panel Storage Bag
- Freedom Top Hard Top Headliner
- Front Seat Back Map Pockets
- Granite Crystal Met CC
- Heated Front Seats
- LT255/75R17C BSW Off Road Tires
- Performance Suspension
- Rear Window Defroster
- Rear Window Wiper/washer
- Sunrider Soft Top
- Supplemental Front Seat Side Air Bags
- 430N Radio
- Air Conditioning with Auto Temp Control
- Connectivity Group
- Dual Top Group
- Max Tow Package
- Quick Order Package 23J Rubicon Hard Rock
- 2 12V DC Power Outlets and 1 Interior 120V AC Power Outlet
- Brake Assist and Hill Hold Control
- Carpet And Rubber Mat
- Dashboard Storage
- Driver And Passenger Door Bins
- Front And Rear Vented Discs
- Height Adjusters and Pretensioners
- Height Adjustment and Fore/Aft Movement
- including subwoofer
- 1 LCD Monitor In The Front
- 160 Amp Alternator
- 2 12V DC Power Outlets
- 2 12V DC Power Outlets and 1 Interior 120V AC Power Outlet
- 2 Seatback Storage Pockets
- 22.5 Gal. Fuel Tank
- 4-Way Passenger Seat -inc: Manual Recline and Fore/Aft Movement
- 4-Wheel Disc Brakes w/4-Wheel ABS
- 6-Way Driver Seat -inc: Manual Recline
- 60-40 Folding Split-Bench Front Facing Fold Forward Seatback Rear Seat
- 600CCA Maintenance-Free Battery
- 700 lbs
- 892# Maximum Payload
- 9 Speakers
- Airbag Occupancy Sensor
- Alpine 9-Speaker w/All Weather Subwoofer -inc: Amplified 552W 9 speaker
- Aluminum Spare Wheel
- Analog Appearance
- Auto Locking Hubs
- Auto On/Off Reflector Halogen Headlamps
- Black Door Handles
- Black Fender Flares
- Black Power Heated Side Mirrors w/Manual Folding
- Black Side Windows Trim
- Body-Colored Grille
- Carpet Floor Trim
- Convertible w/Fixed Roll-Over Protection
- Cruise Control w/Steering Wheel Controls
- Day-Night Auto-Dimming Rearview Mirror
- Deep Tinted Glass
- Delayed Accessory Power
- Driver And Passenger Visor Vanity Mirrors
- Dual Stage Driver And Passenger Front Airbags
- Engine oil cooler
- Engine: 3.6L V6 24V VVT
- Fade-To-Off Interior Lighting
- Fixed Antenna
- Front And Rear Anti-Roll Bars
- Front Center Armrest w/Storage
- Front Cupholder
- Front Fog Lamps
- Front Map Lights
- Full Carpet Floor Covering
- Full Floor Console w/Locking Storage
- Full-Size Spare Tire Mounted Outside Rear
- Fully Galvanized Steel Panels
- GVWR: 5
- HD gas-pressurized shock absorbers
- Hydraulic Power-Assist Steering
- Instrument Panel Bin
- Interior Trim -inc: Deluxe Sound Insulation and Metal-Look Instrument Panel Insert
- Jeep Trail Rated Kit
- Leading Link Front Suspension w/Coil Springs
- Leather Wrapped Steering Wheel
- Locking Cargo Area Concealed Storage
- Locking glove box
- Manual Adjustable Front Head Restraints and Fixed Rear Head Restraints
- Manual tilt steering column
- Manual Transfer Case
- MOPAR Slush Mats
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point
- Outside Temp Gauge
- Part-Time Four-Wheel Drive
- Perimeter Alarm
- Rear child safety locks
- Rear Cupholder
- Removable Rear Window
- Sentry Key Immobilizer
- Side Impact Beams
- Single Stainless Steel Exhaust
- Solid Axle Rear Suspension w/Coil Springs
- Streaming Audio
- Swing-Out Rear Cargo Access
- Tires: LT255/75R17C BSW Off Road
- Towing Equipment -inc: Trailer Sway Control
- Variable Intermittent Wipers
- Wheels: 17'' x 7.5'' Polished Semi-Gloss Black
- 12V power outlets 2 12V power outlets
- 3-point seatbelt Rear seat center 3-point seatbelt
- 4WD type Rock-Trac part-time 4WD
- ABS Brakes 4-wheel antilock (ABS) brakes
- ABS Brakes Four channel ABS brakes
- Accessory power Retained accessory power
- Air conditioning Yes
- All-in-one key All-in-one remote fob and ignition key
- Alternator Type Alternator
- Amplifier 552W amplifier
- Antenna Fixed audio antenna
- Armrests front center Front seat center armrest
- Armrests front storage Front seat armrest storage
- Auto door locks Auto-locking doors
- Auto headlights Auto on/off headlight control
- Aux input jack Auxiliary input jack
- Basic warranty 36 month/36,000 miles
- Battery charge warning
- Battery type Lead acid battery
- Beverage holders Front beverage holders
- Beverage holders rear Rear beverage holders
- Body accent Exterior badging
- Body panels Fully galvanized steel body panels with side impact beams
- Brake assist system
- Brake type 4-wheel disc brakes
- Bumpers front Black front bumper
- Bumpers rear Black rear bumper
- Cabin air filter
- Cargo floor type Carpet cargo area floor
- Cargo mats Carpet and rubber cargo mat
- Cargo tie downs Cargo area tie downs
- CD location CD player located in the dashboard/instrument panel
- CD Single-disc CD player
- CD-R compatible
- Child door locks Manual rear child safety door locks
- Climate control Automatic climate control
- Clock Digital clock
- Compass
- Concealed cargo storage Locking cargo area concealed storage
- Convertible glass window Convertible roof with glass rear window
- Convertible hardtop
- Convertible roll-over protection Fixed convertible roll-over protection
- Convertible roof Sunrider manual convertible roof
- Corrosion perforation warranty 60 month/unlimited
- Cruise control Cruise control with steering wheel mounted controls
- Cylinder head material Aluminum cylinder head
- Day/Night rearview mirror
- Deluxe sound insulation
- Door ajar warning Rear cargo area ajar warning
- Door bins front Driver and passenger door bins
- Door handle material Black door handles
- Door locks Power door locks with 2 stage unlocking
- Door mirror style Black door mirrors
- Door mirror type Standard style side mirrors
- Door mirrors Power door mirrors
- Door panel insert Metal-look door panel insert
- Drive type Four-wheel drive
- Driver information center
- Driver seat direction Driver seat with 6-way directional controls
- DVD-audio DVD-audio playback capability
- Electronic stability control Electronic stability control system with anti-roll
- Emissions tiers Tier 2 Bin 4 emissions
- Emissions ULEV II emissions
- Engine block material Aluminum engine block
- Engine Configuration Pentastar V6
- Engine cooler Engine oil cooler
- Engine Location Front mounted engine
- Engine Mounting direction Longitudinal mounted engine
- Engine Pentastar 3.6L V-6 DOHC, variable valve control, regular unleaded, engine with 285HP
- Engine Short Pentastar 3.6L V-6 DOHC
- Engine temperature warning
- Engine/electric motor temperature gauge
- External memory External memory control
- Fenders Black fender flares
- First-row sunroof First-row targa composite sunroof with manual activation
- First-row windows Power first-row windows
- Floor console Full floor console
- Floor console storage Locking floor console storage
- Floor coverage Full floor coverage
- Floor covering Full carpet floor covering
- Floor mats Rubber front and rear floor mats
- Fog lights Front fog lights
- Folding door mirrors Manual folding door mirrors
- Folding rear seats 60-40 folding rear seats
- Front anti-roll bar disconnect
- Front anti-roll Front anti-roll bar
- Front head restraint control Manual front seat head restraint control
- Front head restraints Height adjustable front seat head restraints
- Front impact airbag driver Driver front impact airbag
- Front impact airbag passenger Passenger front impact airbag
- Front locking differential Driver selectable front locking differential
- Front reading lights
- Front seat upholstery Leather front seat upholstery
- Front seatback upholstery Leatherette front seatback upholstery
- Front side impact airbag driver Seat mounted side impact driver airbag
- Front side impact airbag passenger Seat mounted side impact front passenger airbag
- Fuel Type Regular unleaded
- Gearshifter material Leather and chrome gear shifter material
- Glove box Locking glove box
- Grille style Body-colored grille
- Handsfree Uconnect w/Bluetooth® handsfree wireless device connectivity
- Headlight type Reflector headlights
- Headlights Halogen headlights
- Headlights on reminder
- Headliner coverage Full headliner coverage
- Headliner material Cloth headliner material
- Heated door mirrors Heated driver and passenger side door mirrors
- Heated front seats Heated driver and front passenger seats
- Heated wiper area Heated rear wiper park
- Height adjustable seatbelts Front height adjustable seatbelts
- High mount stop light High mounted center stop light
- Hill start assist
- Ignition Spark ignition system
- Ignition type Mechanical
- Illuminated entry
- Immobilizer Sentry Key immobilizer
- Instrumentation display Analog instrumentation display
- Integrated navigation Integrated navigation system
- Interior 120V AC power outlets 1 interior 120V AC power outlet
- Interior accents Metal-look interior accents
- Interior courtesy lights Fade interior courtesy lights
- Internal storage GB 28 GB internal storage
- Internal storage Internal storage capability
- Key in vehicle warning
- Keyfob keyless entry
- Limited slip differential Brake actuated limited slip differential
- Locking hub control Auto locking hub control
- Low level warnings Low level warning for fuel
- Low tire pressure warning Tire specific low air pressure warning
- Manual driver seat controls Driver seat manual reclining, fore/aft control and height adjustable control
- Manual passenger seat controls Passenger seat manual reclining and fore/aft control
- Number of airbags 4 airbags
- Number of doors 4 doors
- Number of first-row screens 1 total number of 1st row displays
- Occupancy sensor Airbag occupancy sensor
- Oil pressure warning
- One-touch down window Driver and passenger one-touch down windows
- Overdrive transmission
- Paint Metallic paint
- Panel insert Metal-look instrument panel insert
- Passenger doors rear left Conventional left rear passenger door
- Passenger doors rear right Conventional right rear passenger door
- Passenger seat direction Front passenger seat with 4-way directional controls
- Powertrain type ICE
- Powertrain warranty 60 month/60,000 miles
- Primary display size 6.5 inch primary display
- Primary display touchscreen Primary monitor touchscreen
- Radiator
- Radio AM/FM/SiriusXMsatellite
- RDS Radio data system (RDS)
- Rear anti-roll Rear anti-roll bar
- Rear cargo door Swing-out rear cargo door
- Rear head restraint control 2 rear seat head restraints
- Rear head restraints Fixed rear head restraints
- Rear locking differential Driver selectable rear locking differential
- Rear seat direction Front facing rear seat
- Rear seat folding position Fold forward rear seatback
- Rear seat upholstery Leather rear seat upholstery
- Rear seatback upholstery Carpet rear seatback upholstery
- Rear seats fixed or removable Fixed rear seats
- Rear seats Split-bench rear seat
- Rear Springs Regular grade rear springs
- Rear windshield Flip-up rear windshield
- Rear windshield wipers
- Rearview mirror Auto-dimming rear view mirror
- Remote panic alarm
- Roadside warranty 60 month/100,000 miles
- Satellite trial 12 month satellite trial subscription
- Seatback storage pockets 2 seatback storage pockets
- Seatbelt pretensioners Front seatbelt pretensioners
- Seatbelt pretensioners number 2 seatbelt pre-tensioners
- Seating capacity 5
- Second-row windows Power second-row windows
- Security system
- Seek scan
- Service interval warning Service interval indicator
- Shock absorbers Heavy-duty gas-pressurized shock absorbers
- Skid plate 4 underbody skid plates
- Spare tire Full-size spare tire with aluminum wheel
- Spare tire location Spare tire mounted on the exterior of the vehicle
- Speakers Alpine speakers
- Speakers number 9 speakers
- Special paint Monotone paint
- Split front seats Bucket front seats
- Springs front Front coil springs
- Springs rear Rear coil springs
- Steering Hydraulic power-assist steering system
- Steering mounted audio control Steering wheel mounted audio controls
- Steering type Re-circulating ball steering
- Steering wheel material Leather steering wheel
- Steering wheel tilt Manual tilting steering wheel
- Sunroof opening Removable sunroof
- Suspension Quadra-Coil off-road ride suspension
- Suspension ride type front Rigid axle front suspension
- Suspension ride type rear Dana 44 rigid axle rear suspension
- Suspension type front Leading link front suspension
- Suspension type rear Trailing arm rear suspension
- Tachometer
- Tailgate control Tailgate/power door lock
- Tailpipe Stainless steel single exhaust
- Temperature display Exterior temperature display
- Third-row windows Fixed third-row windows
- Tinted windows Deep tinted windows
- Tires LT255/75SR17 M+S BSW 650 RPM front and rear tires
- Tow hooks front 2 front tow hooks
- Tow hooks rear Rear tow hook
- Towing class Class II tow rating
- Towing hitch Trailer hitch
- Towing trailer sway Trailer sway control
- Towing wiring harness Trailer wiring harness
- Traction control Low-speed ABS traction control
- Transfer case Manual transfer case shift
- Transmission 6-speed manual
- Transmission Type Manual
- Trip computer
- Trip odometer
- Turn signal warning Turn signal on warning
- USB ports 1 USB port
- Variable panel light Variable instrument panel light
- Ventilated brakes Front and rear ventilated disc brakes
- Visor driver mirror Driver visor mirror
- Visor passenger mirror Passenger visor mirror
- Voice activated audio Voice activated audio controls
- Voice recorder Personal voice memo recorder
- Wheels 17 x 7.5-inch front and rear polished w/painted accents aluminum wheels
- Window Trim Black side window trim
- Wipers Variable intermittent front windshield wipers
- Wireless streaming Bluetooth® wireless audio streaming
- Fuel Economy Est-Combined (MPG): 18
- EPA Fuel Economy Est - City (MPG): 16
- EPA Fuel Economy Est - Hwy (MPG): 21
- Cold Cranking Amps @ 0° F (Primary): 600
- Cold Cranking Amps @ 0° F (2nd): 600
- Maximum Alternator Capacity (amps): 160
- Base Curb Weight (lbs): 4521
- Gross Axle Wt Rating - Front (lbs): 2775
- Gross Axle Wt Rating - Rear (lbs): 3200
- Curb Weight - Front (lbs): 2352
- Curb Weight - Rear (lbs): 2170
- Gross Vehicle Weight Rating Cap (lbs): 5700
- Gross Combined Wt Rating (lbs): 8171
- Dead Weight Hitch - Max Trailer Wt. (lbs): 3500
- Dead Weight Hitch - Max Tongue Wt. (lbs): 350
- Wt Distributing Hitch - Max Trailer Wt. (lbs): 3500
- Wt Distributing Hitch - Max Tongue Wt. (lbs): 350
- Maximum Trailering Capacity (lbs): 3500
- Suspension Type - Front: Leading Link
- Suspension Type - Rear: Trailing Arm
- Axle Type - Front: Non-Independent
- Axle Type - Rear: Rigid Axle
- Axle Ratio (:1) - Front: 4.10
- Axle Ratio (:1) - Rear: 4.10
- Brake Type: 4-Wheel Disc
- Brake ABS System: 4-Wheel
- Brake ABS System (Second Line): 4-Wheel
- Disc - Front (Yes or ): Yes
- Disc - Rear (Yes or ): Yes
- Front Brake Rotor Diam x Thickness (in): 11.9
- Rear Brake Rotor Diam x Thickness (in): 11.9
- Front Tire Order Code: TT7
- Rear Tire Order Code: TT7
- Front Tire Size: LT255/75SR17
- Rear Tire Size: LT255/75SR17
- Spare Tire Size: Full-Size
- Revolutions/Mile @ 45 mph - Front: 650
- Revolutions/Mile @ 45 mph - Rear: 650
- Front Wheel Size (in): 17 X 7.5
- Rear Wheel Size (in): 17 X 7.5
- Spare Wheel Size (in): Full-Size
- Front Wheel Material: Aluminum
- Rear Wheel Material: Aluminum
- Spare Wheel Material: Aluminum
- Steering Type: Re-Circulating Ball
- Turning Diameter - Curb to Curb (ft): 41.3
- Fuel Tank Capacity, Approx (gal): 22.5
- Wheelbase (in): 116
- Length, Overall (in): 184.4
- Width, Max w/o mirrors (in): 73.7
- Height, Overall (in): 72.6
- Track Width, Front (in): 61.9
- Track Width, Rear (in): 61.9
- Min Ground Clearance (in): 10.1
- Liftover Height (in): 31.4
- Cargo Volume to Seat 1 (ft³): 70.6
- Cargo Volume to Seat 2 (ft³): 31.5
- Passenger Capacity: 5
- Front Head Room (in): 41.3
- Front Leg Room (in): 41
- Front Shoulder Room (in): 55.8
- Front Hip Room (in): 55.6
- Second Head Room (in): 40.4
- Second Leg Room (in): 37.2
- Second Shoulder Room (in): 56.8
- Second Hip Room (in): 56.7
- Vehicle Name: Jeep Wrangler Unlimited
- Body Style: Sport Utility
- Body Code: S
- Tons/yr of CO2 Emissions @ 15K mi/year: 9.8
2016 Jeep Wrangler Unlimited Rubicon Hard Rock Beavercreek OH
Research the 2016 Jeep Wrangler Unlimited Beavercreek at SVG Motors Beavercreek. Here are pictures, specs, and pricing for the 2016 Jeep Wrangler Unlimited Sport Utility Rubicon Hard Rock located near Beavercreek. You can call our Beavercreek,OH location, serving Beavercreek, OH, Bellbrook, Xenia, Centerville OH to inquire about the 2016 Jeep Wrangler Unlimited Sport Utility Rubicon Hard Rock or another 2016 Jeep Wrangler Unlimited Sport Utility Rubicon Hard Rock.*New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 833-203-3609 or by visiting us at the dealership. **With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.99% interest and 20% downpayment.
*New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 833-203-3609 or by visiting us at the dealership. **With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.99% interest and 20% downpayment.